401k And Roth Ira Contribution Limits 2024 Married. The contribution limit for a roth ira is $7,000 (or $8,000 if you are over 50) in 2024. The roth ira contribution limit for 2024 is $7,000 for those under 50, and $8,000 for those 50 and older.

The maximum ira contribution for 2023 is $6,500, up from $6,000 in 2022. The contribution limit for employees who have a 401 (k) plan is $23,000 in 2024.