Best Balance Transfer Cards 2024. A balance transfer credit card carries a promotional offer that encourages applicants to bring the balance from an existing card to a new card. The best balance transfer cards include the wells fargo reflect® card, the citi simplicity® card and the chase freedom unlimited® money's top picks of balance transfer credit cards.

The best balance transfer cards are ones that align with your financial goals. This is commonly done with new accounts, but can also be requested on existing.